Terms of Use

Effective Date: 04/13/2026

Welcome to Independence Title. By accessing or using our website (indytitle.net), you agree to be bound by the following Terms of Use.

1. Use of Website

You agree to use this Website only for lawful purposes and in a manner that does not interfere with its operation or use by others.

2. Services Disclaimer

All information provided on this Website is for general informational purposes only. Services, availability, and timelines may change without notice.

All title and closing services are subject to separate agreements and documentation.

3. Title & Closing Disclaimer

Title searches and closing services are based on available records and information. We do not guarantee:

• Absolute accuracy or completeness of title records
• Absence of undiscovered liens, claims, or defects
• Specific transaction outcomes

4. No Legal Advice

Information on this Website does not constitute legal advice. Users should consult licensed attorneys or professionals for legal matters.

5. No Guarantee of Transaction Outcome

We do not guarantee:

• Closing completion
• Transaction approval
• Financing or underwriting decisions

6. Third-Party Services

We work with lenders, agents, underwriters, and other parties. We are not responsible for:

• Their services or decisions
• Delays caused by third parties
• Errors outside our control

7. User Responsibility

Users are responsible for:

• Providing accurate transaction information
• Reviewing documents carefully
• Seeking independent legal or financial advice when needed

8. Intellectual Property

All Website content—including text, images, logos, and branding—is the property of Independence Title and may not be copied or used without permission.

9. Limitation of Liability

To the fullest extent permitted by law, Independence Title shall not be liable for:

• Any damages arising from use of this Website
• Title defects not discoverable through standard processes
• Transaction delays or failures
• Third-party actions or decisions
• Errors or omissions in Website content
• Website downtime or interruptions

10. User Submissions

By submitting information through the Website:

• You confirm the information is accurate
• You grant us permission to contact you regarding your inquiry

11. Indemnification

You agree to indemnify and hold harmless Independence Title from any claims arising from your use of the Website or services.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Tennessee.

13. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Website constitutes acceptance of those changes.

14. Contact Information

Independence Title

Phone: (865) 980-6268